Can a creditor report a debt after it is discharged in bankruptcy?

No, a creditor cannot report a debt after it is discharged in bankruptcy in Kansas. According to Kansas consumer debt defense law, a creditor is prohibited from reporting a debt to a credit reporting agency after it is discharged in bankruptcy. When a debt is discharged in bankruptcy, the court issues a discharge order that relieves the debtor from any legal obligation or liability for the debt. After the debt is discharged, the creditor must contact the credit reporting agency and notify them that the debt is no longer owed and should not be reported. If the creditor fails to comply with this requirement, they could face penalties from the court or the consumer protection agency. Additionally, the debtor can report the creditor if the debt is reported inaccurately. By law, the credit reporting agency must investigate any dispute within 30 days and take appropriate action if the dispute is found to be valid.

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Can a creditor report a debt after it is discharged in bankruptcy?

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