Can a debt collector contact my family or friends about my debt?

No, a debt collector cannot contact your family or friends about your debt. In Kansas, consumer debt defense law protects consumers from debt collectors contacting anyone other than the consumer. Under this law, consumer debt collectors cannot contact your family or friends about your debt. This includes any information related to it, such as the amount of the debt, the information of the creditor, or the name of the debt collector. Debt collectors may contact family or friends in some instances. Specifically, debt collectors may contact someone else if the effort is to locate the consumer. However, this only applies when the debt collector believes the consumer is avoiding personal contact. In addition, the debt collector may ask family and friends questions but they cannot ask for any payment from them. It is important to know that debt collectors who continue to contact family and friends about consumer debt can be penalized. They can be sued in a court of law and may have to pay for damages, depending on the situation. Overall, it is not legal for a debt collector to contact your family or friends about your debt in Kansas. Under consumer debt defense laws, the debt collector must limit their communication to the consumer only. If a debt collector does contact someone about your debt, you should take action by contacting an attorney and filing a complaint with the Kansas Department of Law.

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