Can I be sued for a debt after it is sold to a collection agency?
Yes, you can be sued for a debt after it is sold to a collection agency in Kansas. The Kansas Consumer Protection Act provides consumers with the right to resist debt collection lawsuits. In Kansas, a consumer may seek relief from the debt collector, or the original creditor, if it can prove that the debt is not owed, is not enforceable, or is already paid. However, if the debt is legally valid, and the collector has the required documentation, like the original credit agreement or a court order, then they can proceed with bringing a lawsuit to collect the debt. The collector must have a valid Kansas license in order to legitimately pursue collection. There are important laws in Kansas that protect consumers from debt collectors and their tactics. This gives the consumer legal reasons to raise a defense against the lawsuit, and a chance to fight the debt collector in court. If the debt is sold to a collection agency, it is important to know that the original creditor is still responsible for the debt. Therefore, it is possible for the collector to sue both the original creditor and the consumer for the debt. In conclusion, in Kansas, you can be sued for a debt after it has been sold to a collection agency. If the debt is legally valid, then the collection agency must have a valid Kansas license and the required documentation in order to legitimately pursue collection. Consumers have the right to raise a defense to the lawsuit, and if the debt is sold to a collection agency then the original creditor is still responsible for the debt.
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