What is a debt collection mediation?

Debt collection mediation is a process used in Kansas by which consumer debt defense law helps creditors and consumers resolve disputes. This process allows both parties to communicate and find a mutually beneficial resolution in an effort to avoid a costly and sometimes lengthy legal process. In debt collection mediation, both parties have the opportunity to share their side of the story in a confidential setting. The mediator serves impartial and unbiased to both parties and encourages each side to listen to the other, consider alternate solutions, and negotiate as needed. After each party speaks, the mediator will work to create a resolution that is fair and reasonable to both parties and encourages them to come to an agreement that is mutually agreed upon. If a mutually acceptable agreement is not reached during the mediation session, the mediator will usually suggest that both parties meet with their attorneys. To ensure a successful debt collection mediation session, it is important for parties to come prepared to discuss the dispute, provide documentation and evidence, and have a willingness to negotiate. It is also beneficial for both parties to work with an experienced mediator, as they will be able to provide guidance and advice throughout the negotiation process.

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What is a debt collection mediation?

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