How do I stop a debt collector from calling me?

If you are in Kansas and being contacted by a debt collector, there are several steps you can take to stop them from calling you. First, you should know that you have certain rights outlined in the Consumer Debt Defense Law. This law states that debt collectors must provide an itemized list in writing of the debt they are trying to collect, as well as the creditor’s name and address. If the debt collector does not provide this information, they cannot pursue legal action against you. You also have the right to dispute the debt with the debt collector, if you believe it is false or inaccurate. You must do this in writing, and the debt collector must stop all collections activities while the dispute is being resolved. If the debt collector attempts to collect on the debt after the dispute is made, they are in violation of the law. If these steps do not stop the debt collector from calling you, you can inform the debt collector in writing that you would like them to stop contacting you. You should keep a copy of this letter for your records. Once the debt collector receives the letter, they must stop all collections activities except for filing a lawsuit against you. If the debt collector continues to call you, you should contact an attorney to discuss filing a lawsuit against them for failing to abide by the Consumer Debt Defense Law. An experienced attorney will be able to help you take the appropriate legal action against the debt collector.

Related FAQs

What rights do consumers have in debt collection?
Can a debt collector contact my family or friends about my debt?
What is a debt collector’s duty to verify a debt?
What is a debt validation letter?
Can a debt collector threaten to sue me?
Can I dispute a debt in court?
What happens if I dispute a debt in court?
How do I stop a debt collector from calling me?
Can I be sued for a debt after the statute of limitations has expired?
How do I dispute an incorrect debt amount?

How do I stop a debt collector from calling me?

Related FAQs

Related Blog Posts