What is the statute of limitations on medical debt?

In Washington, the statute of limitations on medical debt is six years. This means that after six years, creditors cannot file a lawsuit against you for collecting on unpaid medical bills. However, the debt itself still exists. Creditors can still contact you and attempt to collect the debt, and the debt can still be reported on your credit report. It is important to note that while six years is the general rule, there are some circumstances in which the statute of limitations may be extended. For example, if you make payments on the medical debt, even after the six-year period has passed, the debt will not expire. It is also important to remember that the Washington Consumer Debt Defense Law provides numerous protections to consumers facing medical debt. The law allows debtors to dispute any incorrect or outdated medical bills in court and includes specific provisions to prevent creditors from harassing debtors. Additionally, creditors must provide specific written notices before taking any legal action, giving consumers time to prepare a defense. Ultimately, it is important to remain aware of the statute of limitations for medical debt in Washington in order to stay informed about your rights. There are numerous resources available to help consumers understand their rights and protect themselves from unfair practices.

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What is the statute of limitations on medical debt?

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