What is a cease and desist letter?

A cease and desist letter is a written document sent to an individual or business ordering them to stop certain activities. In the context of Consumer Debt Defense Law in Washington, this letter is intended to inform a creditor that you plan to dispute their claim to your debt and that you are exercising your rights as a consumer. It is important to note that a cease and desist letter does not erase or settle a debt, but is intended to prevent further collection attempts. The letter should include basic information about your debt such as the account number, the original creditor’s name, the amount of the debt, and the date of the letter. The letter should also include a clear statement that you are disputing the debt and that you want the creditor to stop all contact with you. In Washington, it is important to remember that debt collectors have certain rights, including the right to sue for nonpayment. Therefore, it is important to seek legal advice before sending a cease and desist letter.

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What is a cease and desist letter?

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