Can a debt collector contact me on social media?

In California, debt collectors are regulated by the state’s Consumer Debt Defense Law. This law prohibits debt collectors from contacting a debtor via social media for collection purposes. Specifically, debt collectors are prohibited from sending the debtor any messages via social media or posting any information about the debt. The purpose of this law is to protect debtors from the harassment and embarrassment that can be associated with debt collection. In addition, debt collectors are also not allowed to use social media to discuss the debt with any third parties. This means that they cannot post any information regarding your debt on their website, blog, or other online forum. Additionally, they cannot share any information about your debt with anyone on social media. It is important to remember that, under the Consumer Debt Defense Law, debt collectors are allowed to send the debtor a private message, or any other form of written communication via social media, that is related to the collection of the debt. This could include a request to contact the collection agency in order to discuss repayment or debt settlement options. Overall, the Consumer Debt Defense Law makes it clear that debt collectors are not allowed to contact a debtor on social media for the purpose of collecting on a debt. However, they may still use social media to indirectly communicate with the debtor regarding the debt.

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Can a debt collector contact me on social media?

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