How do I stop a debt collector from calling me?

If you are a South Carolina resident and are being contacted by a debt collector, you should understand your rights under the Consumer Debt Defense Law. The South Carolina Code of Laws (Title 37) provides several legal protections for consumers against debt collectors. The first step is to make it known to the debt collector that you are aware of your rights, and that you expect them to be respected. You can do this by sending them a letter stating that you are aware of your rights and that they should stop contacting you. The law states that debt collectors cannot contact the consumer more than twice in any 7-day period. Additionally, they are not allowed to call after 8pm or before 9am, or contact you at work if you make it clear that you are not allowed to receive calls. If the debt collector continues to contact you despite sending them the letter, it would be wise to consult an attorney who specializes in consumer debt defense. The attorney can provide the appropriate legal advice to protect your consumer rights and ensure that the debt collector does not continue to harass you. They can also help you to settle the debt or take legal action against the debt collector if necessary. In addition, the Consumer Financial Protection Bureau provides a complaint form for consumers to submit a report against a debt collector who may be in violation of the Consumer Debt Defense Law. The form can be found on their website and should be used only after consulting with an attorney.

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How do I stop a debt collector from calling me?

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