How can I stop a creditor from calling me?

There are a few different methods you can use to stop creditors from calling you in California. The first is to send a cease and desist letter. This is a letter that states you do not want to be contacted and that all communication needs to stop. It must be sent in writing, but it does not have to be certified. Make sure to keep a copy for yourself and send the letter via certified mail. Another option is to file for bankruptcy. This is a legal process that will discharge most of your debts. Filing for bankruptcy will stop creditors from further pursuing repayment. However, it is important to weigh the pros and cons before deciding to pursue bankruptcy. You may also be able to get help from a Consumer Debt Defense Lawyer. Consumer Debt Defense Lawyers specialize in helping people with debt issues, and can provide advice about how to best handle your situation. Finally, you can contact your state Attorney General’s office. They should be able to provide information about what you can do to protect yourself from harassment from creditors. No matter which option you choose, it is important that you understand your rights and protect yourself from any further collection efforts. You should always make sure to keep records of any calls or letters you receive to ensure that your rights are being properly respected.

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How can I stop a creditor from calling me?

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