How can I stop a creditor from calling me?

If you are a Kansas resident and are looking for ways to stop creditors from calling you, you should be aware of Consumer Debt Defense Law. Consumer Debt Defense Laws are laws that offer protection to consumers from unfair and harassing debt collection practices. The first thing you should do to stop a creditor from calling you is contact the creditor directly and inform them that you are aware of your rights under the Consumer Debt Defense Law. This will likely stop the calls, as it is illegal for creditors to continue to harass and abuse consumers after they have received notice that they are aware of their rights. If the creditor continues to call you, it is a violation of the Kansas Consumer Debt Defense Law and you should contact an attorney to discuss your legal options. An attorney can help you file a complaint against the creditor for harassment and violations of the Consumer Debt Defense law. A complaint should include information about the calls and specific details about the harassment. You may also take additional steps to make sure that a creditor cannot contact you by phone. For example, you can request that a creditor send all communication to you in writing, rather than by phone. Additionally, you can block the creditor’s number, if you have a phone that supports this feature. Finally, you may also want to create a debt management plan with the creditor in order to make manageable payments and avoid further harassment. This will help to ensure that your debts are paid off in a timely manner.

Related FAQs

How do I file a complaint against a debt collector?
What is a consumer debt defense attorney?
What is a debt validation letter?
How can I stop debt collectors from calling me?
What is a certified letter of verification?
Can a debt collector contact me at my place of employment?
Can a debt collector charge interest or late fees on my debt?
Does filing for bankruptcy affect my credit score?
How do I request validation of a debt?
What is a debt collector’s duty to verify a debt?

How can I stop a creditor from calling me?

Related FAQs

Related Blog Posts