What is a debt collection mediation?

Debt collection mediation is a process used in Pennsylvania and other states to help deal with consumer debt defense law. It is a voluntary process that involves both the debtor and the creditor negotiating a resolution that is satisfactory to both parties. This process is usually done with the help of a qualified mediator who has experience in consumer debt defense law. The aim of debt collection mediation is to help consumers get relief from debt by helping them negotiate a repayment plan they can afford. In this process, the mediator gathers information from both parties in order to determine the repayment plan. The mediator will also help the parties to reach an agreement that is fair for both of them. During the process of debt collection mediation, the mediator also acts as an advocate for the consumer. They can provide legal advice to the consumer, helping them to understand their rights and obligations. They can also represent the consumer in court if necessary. The process of debt collection mediation can be used for a variety of debt situations. It can help those with debt from credit cards, medical bills, student loans, payday loans, and other types of debt. It is important to remember, however, that debt collection mediation is not a guaranteed solution to all debt problems.

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What is a debt collection mediation?

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