What is collection defense law?

Collection defense law is the area of legal practice that deals with protecting the rights of debtors who have been sued by a creditor or collection agency. In California, debtors have the right to defend themselves against creditors and collection agencies in court. Collection defense attorneys can assist clients by providing legal advice, preparing defenses, and representing them in court. Collection defense law aims to ensure that debtors have the ability to work through financial difficulties without being unfairly harassed or taken advantage of by creditors. Creditors and collection agencies must abide by the Fair Debt Collection Practices Act (FDCPA), which prohibits harassment, false statements, and the use of abusive language. Additionally, the FDCPA requires that creditors provide debtors with written notification of the amount owed, the name of the creditor, and their right to dispute the debt. Collection defense attorneys can provide clients with other resources to help them manage their debt, such as credit counseling services and debt management plans. Additionally, attorneys can review any documents related to the debt, ensure that creditors are following the FDCPA, and help negotiate a settlement. In California, debtors have the right to seek legal representation and should do so to protect their rights and credit. Collection defense law allows debtors to fight back against any unfair debt collection attempts and seek better solutions to their financial problems.

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What is collection defense law?

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