What is collection defense law?

Collection defense law is an area of law that focuses on protecting consumers from debt collectors in New York. Collection defense law applies to individuals, businesses, and organizations that are trying to collect money from a person or entity that is unable to pay. Collection defense law covers a variety of topics, from how to respond to debt collectors, to understanding company policies, to filing lawsuits for violations of consumer protection laws. Collection defense law is based on the Fair Debt Collection Practices Act (FDCPA), which is a federal law that prohibits debt collection companies from engaging in unfair, deceptive, abusive, and intrusive practices when collecting a debt. This law applies to debt collectors who are attempting to collect debts owed to another business, not individual debts. Collection defense law also covers the Fair Credit Reporting Act (FCRA), another federal law which focuses on consumer protections related to credit reports. This law focuses on ensuring that the information provided in credit reports is accurate and up-to-date, as well as preventing creditors from discriminating when evaluating an individual’s creditworthiness. Collection defense law is an important part of consumer protection, and it is important for individuals to understand their rights and how to protect themselves from abuse from creditors and debt collectors. It is equally important for businesses and organizations to understand the laws that protect consumers and ensure that they are following the law.

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What can I do if I am the victim of illegal debt collection practices?
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What are the risks of representing myself in a collection defense law case?
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What type of damages can I recover for a collection defense lawsuit?

What is collection defense law?

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