What types of cases does a collection defense lawyer handle?

A collection defense lawyer is a type of lawyer who specializes in representing individuals and companies in cases involving debt collection. In New York, such a lawyer is typically consulted when a person or company has been contacted by a debt collector. The collection defense lawyer can assist their client in a variety of ways, from negotiating with the debt collector to filing legal actions against them. Collection defense attorneys typically handle cases involving collection agencies that are trying to collect unpaid bills or debts, whether through phone calls, emails, mailings, or court filings. These cases can involve a variety of debts including medical bills, credit card debt, personal loans, and others. Collection defense attorneys will help individuals or companies navigate the process of dealing with collection agents, including understanding the terms of the debt, working out repayment plans, and negotiating with the debt collector to resolve the issue. Collection defense lawyers also handle cases involving credit report errors, such as incorrect information or fraudulently obtained information. In these cases, the lawyer will investigate the issue and work to correct any inaccuracies or obtain the necessary evidence to prove the problem. In some cases, the lawyer may even recommend taking legal action against the credit reporting agency. Finally, collection defense lawyers may also handle cases involving harassment from debt collectors. Such a lawyer can advise their client on their legal rights and help them to take necessary action against the debt collector. This can include filing a lawsuit in order to receive a monetary award or other remedies for the abuse suffered. In conclusion, collection defense lawyers handle a wide range of cases, from negotiating with debt collectors to filing lawsuits against credit agencies. With a collection defense lawyer, individuals and companies can rest assured that their rights are being protected and that they are not alone in the process.

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