What kind of proof do I need to file a collection defense lawsuit?
If you have unpaid debt and want to file a collection defense lawsuit in New York, you need to provide proof of debt in order to support your case. This proof could include copies of the original agreement, invoices, account statements, demand letters, and other correspondence from the creditor or collection agency indicating the amount owed. Additionally, you may need to provide documentation that you disputed the debt in writing. This could be a letter or email that you sent to the creditor or collection agency detailing why you do not believe you owe the debt or why you believe the amount is incorrect. Finally, if the dispute with the creditor or collection agency has not been resolved, you may need to provide evidence that you tried to negotiate a repayment plan or a settlement agreement. Examples of proof could include emails or letters that explain the repayment plan or settlement offer that was made. Filing a collection defense lawsuit is a complicated process. While the evidence listed above may be required, there could be other considerations depending on the case. Working with an attorney who specializes in collection defense law can help ensure that you have the right information and proof for your case.
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