How do I file a collection defense law claim?

Filing a collection defense law claim in Delaware can be done by submitting an official complaint to the Delaware Department of Justice. First, you will need to provide detailed information about the debt and the debt collector, including your name, contact information, date and amount of the debt, and the name of the collector. Additionally, you will need to describe the actions of the collector that violate collection defense law including harassing phone calls, threatening or abusive language, and/or any attempts to collect more than the original debt amount. You can send your complaint via mail, fax, or online. To file a complaint online, you must visit the Delaware Department of Justice website and fill out an online complaint form. Once you have completed the form, you can then submit it along with any supporting documentation to the Consumer Protection Unit. After you have submitted your complaint, the Consumer Protection Unit will review your case. The unit may take action against the debt collector if they find any evidence of a violation of the collection defense law. They may also ask you to provide additional information or documents if needed. In some cases, the Consumer Protection Unit may also contact the debt collector to explain the nature of the law and request that they stop any illegal practices. The unit also has the authority to take civil and criminal action against the debt collector if the complaint is found to be valid. The Delaware Department of Justice also provides free legal advice and assistance if you cannot afford a lawyer. You can contact the Consumer Protection Unit for more information.

Related FAQs

What happens if a debt collector has filed a lawsuit against me?
What are the steps involved in filing a collection defense lawsuit?
Can I counter sue a debt collector?
What types of collection practices are illegal?
What type of damages can I recover for a collection defense lawsuit?
How long does a debt collector have to respond to a debt validation letter?
What are the elements of a collection defense law claim?
What happens if I ignore a letter from a debt collector?
Can I settle my collection defense law case out-of-court?
What if I receive a collection notice in a language other than English?

How do I file a collection defense law claim?

Related FAQs

Related Blog Posts