How do I file a collection defense law claim?

Filing a collection defense law claim in Maryland is not difficult, but it does require some preparation. To begin, you must first identify and research the collection agency that is attempting to collect money from you. Once you have identified the collection agency, you must be sure to document any and all related correspondence. Collect all evidence that may be necessary to support your claim, such as copies of bills, invoices, correspondence from the debt collector, or any other documents that are pertinent to the claim. Once you have gathered all the necessary documents, you should contact the collection agency that is attempting to collect the debt from you. This is best done by creating a letter that outlines the specifics of your claim and why you do not believe that you are the responsible party for the debt. You may also include a letter of dispute with copies of any pertinent documents. Finally, after you have contacted the collection agency, you may file your claim with the Maryland Department of Consumer Services. The Department of Consumer Services will review your claim and take any necessary steps to protect your rights. You will be informed of the outcome of the review via mail and you will be informed of any further action that needs to be taken to protect your rights under collection defense law.

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How do I file a collection defense law claim?

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