What can I do if a debt collector is misrepresenting themselves?

If a debt collector is misrepresenting themselves, there are a few steps you can take. First, take notes about the interaction. It is important to document the details of the incident to have accurate records in case you need to take additional steps. Second, reach out to the company and dispute the debt. If the debt is accurate, the company should be willing to provide you with documentation that verifies the debt. Third, if you feel that the debt collector is engaging in deceptive tactics, you can contact the Maryland Office of the Attorney General. The Office of the Attorney General oversees debt collection practices in Maryland and can provide assistance if you feel that a debt collector has violated the Collection Defense Law. Finally, you can file a complaint with the CFPB. The CFPB has a consumer-complaint database that is available online. The database allows consumers to submit complaints related to debt collection activities. The complaint can be used to alert the CFPB about potential issues with debt collectors. If the CFPB finds that a debt collector has violated the law, they can impose fines and take other legal action against the debt collector. It is important to note that, if you feel that a debt collector has misrepresented themselves, it is important to take action as soon as possible. Timely action can help to protect your rights and ensure that the debt collector is held accountable for their actions.

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What can I do if a debt collector is misrepresenting themselves?

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