What happens if I ignore a collection notice?

Ignoring a collection notice in Maryland can have serious consequences. Collection notices are sent from debt collectors after you have missed payments on a debt. When you receive a collection notice, you should act as quickly as possible to address the debt. If you ignore a collection notice, the debt collector may choose to take legal action against you. The debt collector may file a lawsuit to obtain payment or to receive a court judgment against you. If the court decides in favor of the debt collector, you will be responsible for paying the full amount of the debt plus court fees. A judgment against you will also remain on your credit report for seven years. This will make it more difficult for you to get credit in the future, as creditors will see that you have a history of not paying your debts. The best course of action is to contact the debt collector if you receive a collection notice. Explain your situation and try to work out a payment arrangement. This way, you can address the debt without having to worry about court action or a judgment on your credit report.

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What happens if I ignore a collection notice?

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