How can I protect myself from illegal collection practices?

In Maryland, there are measures you can take to protect yourself from illegal collection practices. First, you should know your rights under the Maryland Collection Defense Law, which prohibits debt collectors from a variety of inappropriate behaviors when collecting a debt. Debt collectors are not allowed to threaten you with legal action or use abusive language. Second, you should ask for written verification of the debt. Debt collectors cannot sue you until they have provided this documentation. If a debt collector does sue you, they must provide proof that they have the legal right to collect the debt. Third, you should contact the Maryland Attorney General’s Consumer Protection Division if you suspect a debt collector has violated the law. The Division will investigate and, if necessary, take legal action against illegal debt collection practices. Fourth, you should keep good records, including all documentation related to debt collection activities. This documentation can help you defend yourself if you receive an illegal collection call or letter. Finally, you should contact a lawyer if you have any questions or concerns about your rights. A lawyer can offer advice and help protect your rights if you’ve been a victim of illegal collection practices.

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How can I protect myself from illegal collection practices?

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