What happens if a debt collector has filed a lawsuit against me?

If a debt collector has filed a lawsuit against you in Maryland, you should take the suit seriously and contact a lawyer as soon as possible. Collection defense law in Maryland is designed to protect consumers from aggressive debt collection practices, including litigation. If you’ve been served with a lawsuit, you’ll likely receive a summons which includes information such as the amount of the debt and the name of the creditor. You must then decide how to respond to the lawsuit. You have several options: - You can simply ignore the suit and hope that the collector will go away – however, this is not a good option. Ignoring the suit could result in a default judgment against you, meaning that the court will decide in the debt collector’s favor. - You can contact the debt collector and attempt to negotiate a settlement. If you can reach a settlement agreement, you can have it documented in writing to protect yourself. - You can file a response to the lawsuit with the court. This could be a response in which you deny the debt or a motion to dismiss the suit. You should always keep in mind that collection defense law in Maryland is designed to protect consumers. If you’re facing a debt collection lawsuit, it’s important to speak with an attorney as soon as possible. An experienced attorney can help you understand your rights and determine the best course of action.

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What happens if a debt collector has filed a lawsuit against me?

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