What is collection defense law?

Collection defense law is a type of legal protection in Maryland that protects individuals from creditors and debt collectors who try to collect on unpaid debts. This law is designed to protect people by ensuring that creditors and debt collectors cannot take certain actions when trying to collect unpaid debts. These actions include calling and mailing debt collection notices, threatening to sue, and garnishing wages without a court order. Collection defense law also includes other consumer protections, such as debt validation. This gives individuals the right to ask for proof of the debt to make sure the debt is valid and accurate. It also prohibits creditors and debt collectors from providing false information about the debt to try and collect on it. Collection defense law is an important consumer protection law in Maryland. It helps to protect individuals from aggressive tactics by creditors and debt collectors and provides individuals with important rights related to debts. It is important for individuals to know their rights under this law to make sure their rights are properly respected and they are not taken advantage of in the debt collection process.

Related FAQs

How can I protect myself from illegal collection practices?
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What is collection defense law?

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