What types of collection practices are illegal?

In Texas, there are several collection practices that are illegal according to the Collection Defense Law. These practices include falsely claiming to be attorneys, threatening legal action or arrest when no legal action can be taken, and demanding payment in full when a partial payment is accepted. It is also illegal to threaten to ruin the person’s credit or to publish the debt in a public list. Collection agencies may not misrepresent information about the person or the debt, such as misrepresenting the amount due or its status. In addition, collection agencies may not use any means of coercion such as abuse, physical violence, or harassment. Finally, collection agencies may not mislead the person about their rights or threaten to take away their property or have them arrested without the intent to actually do so. All of these practices are against the law and are considered illegal under the Collection Defense Law in Texas.

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What types of collection practices are illegal?

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