What should I do if a debt collector is threatening to arrest me?

If a debt collector threatens to arrest you in Texas, it is important to understand that it is illegal for them to do so. According to Collection Defense Law in Texas, debt collectors are not permitted to threaten or even suggest that they will arrest you or have you arrested for nonpayment of a debt. This type of threat is considered an unfair debt collection practice and violates state and federal laws. If you are threatened with arrest, it is important to document the conversation and the date in which it occurred. This will help you in the event that you need to report the debt collector’s behavior to the Texas Attorney General’s Office or to the Federal Trade Commission. In addition to documenting the conversation, it is important to send a cease and desist letter to any debt collection agency that threatens to arrest you. By sending a cease and desist letter, you are informing the debt collection agency that they must immediately stop any collection practices that violate federal and state laws. If a debt collector has already made attempts to arrest you, it is important to contact an attorney. A lawyer can provide guidance regarding your legal rights and can help protect you from any false and illegal debt collection practices. Talking to an attorney can also help you seek legal remedies that may be available to you, such as compensation for damages caused by the debt collector.

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What should I do if a debt collector is threatening to arrest me?

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