What can I do if a debt collector has obtained a judgment against me without my consent?

If a debt collector has obtained a judgment against you without your consent in the state of Texas, you have several options. The first option is to file an appeal. You may be able to overturn the original decision if the debt collector did not follow the proper protocol or provide you with the opportunity to respond to the claim. Another option is to file a motion to vacate the judgment. This is a legal document that requests the court to cancel or reverse a past judgment. You must be able to prove that the judgment was obtained wrongfully or that mistakes were made during the original ruling. Your third option is to file a motion to set aside the judgment. This is similar to filing an appeal in that you must be able to prove that the decision was incorrect or was obtained by mistake. This also requires that you be able to prove that you did not receive adequate notice of the initial hearing or were never given the opportunity to be heard. Ultimately, it is important to contact an experienced attorney who can help you decide which option is best for your individual situation. An attorney can help you to analyze your case and build a solid defense. They can also explain your rights under Collection Defense Law and protect you from potential abuse or misconduct on the part of debt collectors.

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What can I do if a debt collector has obtained a judgment against me without my consent?

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