What can I do if a collector is harassing me?

If you are being harassed by a debt collector in New York, you should contact your local consumer protection agency as soon as possible. The New York State Office of Consumer Affairs and Business Regulation offers several services that can help you resolve your issues with debt collectors. You can also file a complaint with the Federal Trade Commission (FTC). The FTC regulates debt collectors, and they take consumer complaints very seriously. When filing a complaint with the FTC, make sure to provide as much information as possible about the debt collector, including contact details. The New York Department of Financial Services also offers a complaints hotline which can provide help with debt collection harassment. They may be able to provide mediation, and can help you understand your rights regarding debt collectors. Finally, you can also take legal action against a debt collector if they are harassing you. You can contact a local consumer law attorney, who will be able to advise you on the best course of action and help protect your rights. All of these steps can help protect you from debt collection harassment and help you resolve your debt collection issues. It is important to remember that it is illegal for debt collectors to harass you, and you have rights that must be respected.

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