What can I do if a collector is harassing me?

If you are being harassed by a debt collector in the state of Texas, there are a few steps you can take to stop it. First, you can file a complaint with the Texas Attorney General. They will investigate the debt collector’s conduct and may be able to help you seek relief for any violations of Collection Defense Law. Second, you can send a letter to the debt collector telling them to stop contacting you. This letter should state that you are aware of your rights under the law and want them to cease any phone calls, emails, letters, or other forms of contact. Third, you can also contact an experienced consumer protection lawyer. An attorney can advise you of any legal options you may have and work to protect your rights. Finally, if all else fails, the Fair Debt Collection Practices Act (FDCPA) prevents debt collectors from using abusive, unfair, or deceptive practices while collecting a debt. If a debt collector does violate this law, you may have a legal claim for damages. By taking any of these steps, you may be able to stop the harassment from the debt collector. Remember to always keep track of any communication from the debt collector and document any violations of Collection Defense Law and the FDCPA.

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What can I do if a collector is harassing me?

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