What should I do if I receive a judgment against me?

If you have received a judgment against you in Texas for collection defense law, it is important to take action as soon as possible. The most important thing to do is to contact the party who filed the judgment, typically a creditor. This will allow you to discuss a payment plan or other ways to settle the debt. If you cannot agree on a payment plan, you may choose to file a motion to vacate the judgment in court. If you wish to contest the judgment itself, you may want to consider filing a motion to set aside the judgment and have a new hearing. This motion must be filed within 30 days of the judgment, so it is important to act quickly. There are a handful of reasons that may be used to set aside a judgment, such as improper jurisdiction or lack of personal service. If you cannot afford an attorney to represent you in court, you may still represent yourself, known as pro se. This can be more time consuming and complex but it is possible. You should also consider filing an appeal if you disagree with the court’s decision. No matter which approach you take, it is important to reach out to the filing party and keep them informed of what steps you have taken. Taking the right steps when it comes to a judgment can help to protect your financial future.

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What should I do if I receive a judgment against me?

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