Can I sue a debt collector for harassment?

Yes, you can sue a debt collector for harassment in Texas. The Texas collection defense law protects consumers from abusive and harassing debt collection behavior. The law covers a variety of practices, including contacting you on a day or time that would be inconvenient, or repeatedly calling or emailing with the intent to annoy or harass you. Additionally, debt collectors cannot threaten you with arrest or physical harm, make false statements about the amount you owe, or threaten to take action that they are not lawfully entitled to take. If you have experienced any of these actions at the hands of a debt collector and you can prove harassment, you have the right to sue the debt collector for damages. Depending on the type of harassment you experienced, you may be able to receive damages for emotional distress, mental anguish, or even physical discomfort. You may also want to contact an attorney who specializes in collection defense law to discuss your options and help you determine if it is worth suing the debt collector. To do this, you should provide the attorney with all relevant documentation, such as letters and emails from the debt collector and any other relevant evidence. This will help your attorney evaluate the merits of your case and advise you on the best way to proceed.

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Can I sue a debt collector for harassment?

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