What can I do if a debt collector is making false statements?

If a debt collector is making false statements to you in the state of Texas, there are a few steps you can take to protect yourself. First, you should document any false statements the collector has made. Make sure you list the exact date and time of the false statement, the collector’s name, and what was said. It is important to have a record of it in case you need evidence in the future. Second, you should inform the debt collector that you know their statements are false and ask them to stop making them. If they don’t respect your request, you can report them to the Federal Trade Commission and/or the Consumer Financial Protection Bureau. Be sure to include all the information you have gathered along with your complaint. Third, you should contact a lawyer. A lawyer can review your situation and advise you on any legal action that might be available to you. A lawyer will also help to ensure that your rights are protected. Finally, if you believe that you have been harmed as a result of the false statements made by a debt collector, you may be able to file a lawsuit against them. Consult with your lawyer to get more information on this option. By taking these four steps, you can protect yourself from false statements made by debt collectors in the state of Texas.

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What can I do if a debt collector is making false statements?

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