Can a debt collector sue me after the statute of limitations has expired?

The answer to your question is yes, a debt collector can sue you after the statute of limitations has expired in Texas. According to the Texas Collection Defense Law, a debt collector can still bring a lawsuit against you even after the statute of limitations for the debt has expired. However, if the debt collector does so, then the Texas Collection Defense Law provides you with certain defenses you can assert in court to dispute the collection of the debt. One such defense is the statute of limitations defense. This defense allows you to argue that the debt is beyond the legal time period, or “statute of limitations”, and consequently the debt collector cannot sue you for it. Additionally, the Texas Collection Defense Law also allows you to dispute the amount or validity of the debt, and if the debt was obtained fraudulently. If a lawsuit is brought against you, even after the statute of limitations has expired, it is important to consult with an experienced debt defense attorney. An attorney will be able to explain the defenses available to you and guide you through the legal process. Additionally, if the debt is found to be valid, an attorney will be able to negotiate with the debt collector to attempt to reduce the amount of the debt.

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Can a debt collector sue me after the statute of limitations has expired?

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