What is a debt collection harassment cease and desist letter?

A debt collection harassment cease and desist letter is a way to inform debt collectors to stop contacting you about a certain debt. In Texas, debt collection attempts are regulated by the Fair Debt Collection Practices Act (FDCPA). Under this law, debt collectors are not allowed to contact you about a debt after you have sent them a cease and desist letter. When sending the letter, you should include identifying information, such as your name, address, and account number. You should also specifically state that you want the debt collector to cease and desist from communicating with you. It is important to remember that a debt collection cease and desist letter does not make the debt go away. It just stops the debt collector from contacting you about it. Therefore, if you still owe the debt, the debt collector may take other steps to pursue the debt, such as filing a lawsuit or reporting the debt to a credit reporting agency. If you are being harassed by a debt collector in Texas, it may be a good idea to send them a debt collection harassment cease and desist letter. This will help ensure that the debt collector stops communicating with you and will also give you evidence if the debt collector does not comply with the letter.

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What is a debt collection harassment cease and desist letter?

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