Can a debt collector contact me at work?
In Texas, a debt collector cannot contact you at work under the Collection Defense Law. This law states that a debt collector must only contact you in a place and at a time that is convenient for you. This means that they cannot contact you at work if you have not given them permission in writing to do so. If you give them permission, they must not contact you more than once a week. Even if you do provide written permission for them to contact you at work, they still must follow certain guidelines. Under the Collection Defense Law, the debt collector must not discuss the debt with your employer or co-workers. They must also not contact you past a certain time of day, such as 9 pm. Furthermore, they must not call you multiple times in one day. If the debt collector does not follow these guidelines, they can be held liable for their actions. As a debtor in Texas, you have the right to demand that the debt collector stop contacting you at work. You can then take legal action against the debt collector if they do not adhere to your request. It is important to remember that the Collection Defense Law is in place to protect debtors from harassment and intimidation by debt collectors. If you believe that your rights are being violated, it is advisable to contact a legal professional who can help you figure out the best course of action.
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