What happens if a debt collector violates my rights?

If a debt collector violates your rights in Texas, you may be able to take legal action. The Fair Debt Collection Practices Act (FDCPA) outlines the rights that debt collectors must follow when attempting to collect on a debt. Under the FDCPA, a debt collector cannot harass or abuse you, threaten you, use profane language, falsely claim that you have committed a crime, or lie about the amount you owe. Debt collectors are also prohibited from trying to collect an amount that you do not legally owe or trying to collect on a debt that is past the statute of limitations. If a debt collector violates any of these rights, you may be able to take legal action against them in Texas. You may be entitled to damages, including monetary damages (such as court costs and attorney fees), if you can prove that the collector violated any of your rights. Additionally, a court may order the debt collector to cease any unlawful behavior. If you believe that a debt collector has violated any of your rights, it is important to contact an attorney. An attorney can help you determine if the debt collector has violated any laws and can help you file a complaint against the debt collector in Texas.

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What happens if a debt collector violates my rights?

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