What should I do if my wages are being garnished?
If your wages are being garnished in Texas, you should first contact the court that is seeking the garnishment. It is possible that the court may be taking garnishments on behalf of another court or agency. Even if the court is garnishing your wages on behalf of another entity, the court must still be contacted first. If the court is the one taking the garnishment, you should then contact the court clerk or a court representative to discuss the matter. They should be able to provide you with information about the garnishment and the process involved. You may also wish to seek advice from a qualified attorney. A qualified attorney can inform you of your legal rights in regards to the garnishment and may be able to negotiate a settlement with the court on your behalf. If the court is a party to the garnishment, the attorney can also represent you in court to challenge the garnishment. Finally, you should also look into the Texas Collection Defense Law (TCDL). This law provides individuals with the opportunity to challenge a garnishment based on certain conditions, such as if the debt is more than four years old or if the debt was already paid or discharged in bankruptcy. A qualified attorney should be able to help you determine if any of these conditions exist in your case.
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