What defenses are available to me in a collection defense law case?

In Texas, there are several potential defenses available to someone in a collection defense law case. First, the person can raise the defense of ‘statute of limitations’, which states that a lawsuit based on a debt must be filed within the period specified by law, and if not, the debt cannot be enforced through a lawsuit. Second, the person can raise the defense of ‘accord and satisfaction’, which states that the plaintiff accepted a payment in full satisfaction of the debt. Lastly, the person can raise the defense of ‘res judicata’, which bars a creditor, or any other party to a lawsuit, from bringing the same claims against the same defendant in another lawsuit. Additional defenses may be available to a person in a Texas collection defense law case depending on the facts of the case. A person facing a collection action may want to consult with a qualified attorney experienced in this area of the law to determine what defenses may be available. An attorney can advise the person on the legal options that may be available and discuss the best strategy to resolve the dispute.

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