What kind of remedies are available for violations of collection defense law?

Collection defense law in Washington aims to protect consumers from abusive collection practices and ensure fair debt collection. As such, there are a few remedies available for any violations that may occur. In the state of Washington, a consumer can file a complaint with the state’s Department of Financial Institutions if they feel that their rights as a consumer have been violated. The department will investigate the complaint and take action as necessary. This can include an order for the debt collector to cease certain actions and make restitution to the consumer. The state of Washington also has laws that allow consumers to make a claim in civil court if they believe they have been treated unfairly by a debt collector. Consumers can seek compensation for any damages they have suffered, such as emotional distress or physical injury. Additionally, they may be able to receive an injunction to prevent the debt collector from engaging in further collection activity. Finally, consumers may be able to request debt validation from a debt collector in order to verify the legitimacy of a debt that is being collected. This process can help consumers determine whether the debt is indeed owed and if the debt collector has the right to take action against them. In short, Washington’s collection defense law provides consumers with a variety of remedies if their rights have been violated by a debt collector. Consumers can seek restitution, sue in civil court, or request debt validation to ensure that their rights as a consumer are being respected.

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What kind of remedies are available for violations of collection defense law?

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