How do I report a debt collector in violation of the Fair Debt Collection Practices Act (FDCPA)?

When it comes to reporting a debt collector in violation of the Fair Debt Collection Practices Act (FDCPA) in Delaware, you have several different options. If you are facing harassing collection calls or letters, you have two main options. The first is to file a complaint with the Delaware Attorney General’s office. This is important because it will put the collection agency on notice that their practices are being watched and you may also be eligible for financial compensation. Your second option is to file a complaint with the U.S. Department of Justice. This process is also relatively easy and could provide you with legal protection. All complaints should include a detailed list of the alleged violations along with your contact information. Once you have reported the debt collector, you may also want to contact a consumer rights attorney. This type of attorney will be able to provide you with advice on how to handle the situation. They may also be able to represent you in court if it comes to that. No matter what route you take, it is important to follow up with the Delaware Attorney General’s office and the U.S. Department of Justice to ensure your complaint is being addressed. It is also important to keep records and documentation of your interactions with the debt collector. Doing so can help you build a case if legal action is taken.

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