How do I report a debt collector in violation of the Fair Debt Collection Practices Act (FDCPA)?
If a debt collector in New Mexico is in violation of the Fair Debt Collection Practices Act (FDCPA), you need to report them to the Federal Trade Commission (FTC). The FTC is the federal agency that oversees debt collection practices and enforces the FDCPA in the United States. You can make a complaint to the FTC either online or by calling 1-877-382-4357. When filing a complaint, you should include any relevant information regarding the debt collector in question, such as the date and time of the incident, the name of the collector, and the contact information associated with the collector. You should also provide any evidence that you have of the debt collector’s violation, such as emails, phone transcripts, or recordings. You should also contact your state’s attorney general’s office. The New Mexico Attorney General’s office can be reached at 1-800-678-1508. They can provide legal assistance as well as help you take legal action if necessary. It is important to note that in order for a debt collector to be held accountable for their violation, you must provide evidence of the violation. If you are able to, you may also file a civil lawsuit against the debt collector. However, this should only be done if all other avenues of resolution have been exhausted.
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