How do I report a debt collector in violation of the Fair Debt Collection Practices Act (FDCPA)?
If you feel that you have been wronged by a debt collector in violation of the Fair Debt Collection Practices Act (FDCPA) in South Dakota, you should report the debt collector to the South Dakota Division of Consumer Protection (SDDCP). The SDDCP provides protection to consumers that have experienced any illegal, unfair, or deceptive activities from debt collectors. Under the FDCPA, debt collectors are prohibited from harassing or abusing debtors, using false statements, deceiving debtors about the debt, or using unfair practices to collect a debt. To report a debt collector, you should collect the relevant information and documentation to support your claim. This includes the name of the debt collector, the contact information for the debt collector, a copy of any communication between you and the debt collector, and any other relevant details. Once you have the information, you should contact the SDDCP to file a complaint. You can do this online, via email, or by mail. You can also call the SDDCP and speak to an agent. The SDDCP will then investigate the complaint and take appropriate action. If you feel that you have been unlawfully treated by a debt collector, it is important to report the situation to the SDDCP. Doing so can help protect you and other consumers from unlawful debt collection practices.
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