Can a debt collector contact me at work?

In Maryland, the Collection Defense Law states that a debt collector cannot contact you at your place of employment. This applies to all employers, regardless of size. The debt collector can only contact you at your place of employment if they have written permission from you to do so, or if they are trying to locate an address or telephone number for you where you can be contacted. Debt collectors are allowed to contact other people or organizations in order to locate your contact information. However, they cannot reveal the reason for the call, or the nature of the debt, or that you owe money, when they contact people other than you. In Maryland, debt collectors are not allowed to contact you at work even if you agreed to it in the past. They are only allowed to contact you if you have given them written permission to do so. Debt collectors may also not harass or threaten you in any way, whether they contact you at your place of employment or elsewhere. This includes using obscene language, or repeatedly calling or contacting you, or using false or misleading statements in order to collect debt. If a debt collector violates these laws, you may have a legal claim for damages. You should talk to a lawyer if you believe a debt collector has violated the Collection Defense Law in Maryland or any other law related to debt collection.

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Can a debt collector contact me at work?

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