Can a debt collector contact me at work?

In South Carolina, debt collectors are not allowed to contact you at work if you have told them verbally or in writing that your employer does not allow you to receive such calls. However, if your employer permits such calls, then a debt collector may contact you at work as long as the collection agency abides by the state’s Collection Defense Law. Under this law, a debt collector is prohibited from communicating with your employer about any debts you owe or engaging in any unfair or deceptive practices. Additionally, the debt collector must inform your employer of your ability to dispute the debt or request verification of the debt. If the debt collector sends a letter to your employer, they must not inform any person other then you about the communication. Finally, the Collection Defense Law requires a debt collector to stop contacting you at work if you ask them to do so in writing. However, the debt collector can contact you at other places, including your home or by mail. It is important to remember that if you are contacted by a debt collector, you have the right to dispute the debt or question the amount of money owed. You should always carefully review any communication sent by the debt collector and seek legal assistance if needed.

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Can a debt collector contact me at work?

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