What can a debt collector do if I file for bankruptcy?

If you file for bankruptcy in Delaware, debt collectors are restricted in what they are allowed to do. According to Delaware Collection Defense Law, debt collectors cannot initiate any legal or collection activities against you once they have received notice of your bankruptcy filing. This includes suing you, repossessing your property, or garnishing your wages. Debt collectors may, however, contact you to determine the status of the bankruptcy, to discuss the status of the debt, or to discuss possible arrangements to repay the debt. In addition, debt collectors may contact your bankruptcy attorney or trustees to verify the status of your bankruptcy. If a debt collector fails to comply with Delaware Collection Defense Law, you may be able to seek damages from the debt collector. If the debt collector is found to have violated the law, you may be able to recover your court costs, attorney fees, and up to $1,000 in statutory damages. If you are dealing with debt collectors while filing for bankruptcy in Delaware, you should consider seeking legal advice from a qualified attorney. An attorney can help you understand your rights and the legal process involved in filing for bankruptcy. Additionally, an attorney can help you identify any violations of Delaware Collection Defense Law and ensure that your rights are protected.

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What can a debt collector do if I file for bankruptcy?

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