How can I stop a debt collector from calling me?
If you are living in Delaware, there are several ways to stop debt collectors from calling you. The Delaware Collection Defense Law protects consumers from unfair and harassing debt collector practices. First, you should make it clear to the debt collector that you do not wish to be contacted further. You can do this by sending a written notice, either in the mail or electronically. This notice must include information about the debt, such as the amount owed and the creditor’s name and address. By sending this notice, you are alerting the debt collector that you do not wish to be contacted further. Additionally, you can file a complaint with the Division of Consumer Protection. This organization investigates violations of the Collection Defense Law and takes action when necessary. You can file a complaint online at the Consumer Protection website or by calling their hotline. You can also take legal action against the debt collector. Under the Collection Defense Law, debt collectors are prohibited from engaging in unfair or harassing debt collection practices. If you have received such treatment, you may be able to receive compensation for damages. You should contact an attorney to discuss your legal options. By taking these steps, you should be able to stop debt collectors from further contacting you. The Collection Defense Law in Delaware is designed to protect consumers from unfair practices and provide them with the right to proper representation.
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