What type of debt is not subject to collection?

In Delaware, collection defense law outlines the types of debt that can be pursued by debt collectors. It also specifies certain types of debt that are not subject to collection. These include debt that is barred by the statute of limitations, debt discharged through bankruptcy, debt that is subject to a payment plan or settlement agreement, and tax debt that is subject to an installment agreement. These types of debt are not subject to collection because they are either uncollectible or have already been resolved. Additionally, debt incurred by an identity theft victim or a minor child may not be subject to collection. This is because the debt was not incurred by the person, or the person is not legally responsible for the debt incurred by a minor child. Other debt exempt from collection includes student loan debt, certain fines, assignments of debt, and debt incurred through Medicaid or Medicare. In Delaware, a debt collector must adhere to certain laws and regulations when pursuing a debtor. Collection laws provide protection for debtors, and it is important to understand these laws if you are a potential debtor. A debtor has the right to challenge a debt collector’s actions if they believe that the debt collector is violating their rights. Knowing your rights and understanding the debt collection process can help you protect yourself from debt collectors.

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What type of debt is not subject to collection?

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