Can I sue a debt collector for harassment?

Yes, you can sue a debt collector for harassment in New York. Harassment is any type of behavior that is intended to intimidate, frighten, oppress, or disturb another person. Under the Collection Defense Law, debt collectors are prohibited from engaging in a number of harassing behaviors, such as: • Making threats or using profane or obscene language • Using false or deceptive representations • Initiating communication with a consumer for the purpose of harassment • Discussing the debt with any third party except the consumer, their attorney, or with a credit reporting agency. If a debt collector is found to be engaging in any of these practices, you may be able to sue them for damages. Under the Collection Defense Law, a consumer who has been the victim of a debt collector’s harassing behavior may be able to recover compensation for any emotional distress they have suffered due to the harassment. Consumers are also entitled to seek attorney’s fees and court costs if a debt collection case is brought to court. If you feel that a debt collector has been engaging in harassing behavior, you should contact an experienced consumer protection attorney right away. An attorney can evaluate your case and provide advice about your legal options.

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Can I sue a debt collector for harassment?

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