What types of evidence should I provide in a collection defense case?

When constructing a collection defense case in Texas, it is important to provide evidence that supports your argument. Evidence should be objective, relevant, and accurate in order to be admissible in court. Common types of evidence that may be provided in a collection defense case include: 1. Written documentation: Documentation that is relevant to the case such as contracts, emails, and other correspondence. 2. Financial records: Bank statements, credit card statements, and other financial records that demonstrate your financial situation and any debts or payments that have been made. 3. Witnesses: Witnesses that can provide testimonies that support your case, such as friends, family members, or other individuals that can provide details regarding your financial situation or the circumstances surrounding the debt. 4. Third-party experts: Experts, such as certified public accountants or financial planners, that can provide objective opinions or evidence to support your argument. 5. Affidavit: An affidavit is a sworn statement made in court under oath that can provide additional supporting evidence to your case. Providing strong evidence is essential in collection defense cases as it helps prove your claims and refute the debt collector’s claims. It is important to remember that the burden of proof is on the party raising the claim, so it is essential to make sure the evidence is strong and reliable.

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