How can I stop a debt collector from calling me?

The best way to stop a debt collector from calling you is to send a cease and desist letter to the debt collector. A cease and desist letter is a legal document that tells the debt collector to immediately stop all communication with you, including phone calls. Under the Collection Defense Law in South Carolina, consumers have the right to request that debt collection cease. Debt collectors are prohibited from continuing to contact consumers after receiving written notice. If the debt collector continues to contact you, you should contact an attorney for legal advice. You may also file a complaint against the debt collector with the Consumer Financial Protection Bureau. If the debt collector is violating the Collection Defense Law, you can sue them in a consumer law court. Legal representation is highly recommended. In the event that the debt collector does not comply with the cease and desist letter, it is recommended that you seek legal advice. The Collection Defense Law stipulates that debt collectors can be held liable for damages, including court costs and attorney’s fees, if they do not comply with a valid request from a consumer.

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How can I stop a debt collector from calling me?

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