Are there any restrictions on when a debt collector can call me?

Yes, debt collectors in California have restrictions on when they can contact you. California state law mandates that debt collectors may not call you before 8:00 a.m. or after 9:00 p.m., and they must identify themselves at the start of the call. Additionally, debt collectors may not contact you more than three times a week. Debt collectors may not contact you on legal holidays, and they must give you a reasonable amount of time, usually at least 30 minutes, to answer their calls. If the debt collector gets approval from the court, they may call you at your place of work; otherwise, debt collectors must respect the location and prohibit any further contacts when you request that they do so. If the debt collector harasses you with frequent phone calls or attempts to threaten you, you should contact a consumer protection attorney to discuss your rights. Consumer attorneys are familiar with debt collection laws, and they can help you dispute the debt if it is invalid or file a lawsuit against the debt collector for violating your rights.

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Are there any restrictions on when a debt collector can call me?

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